Send money to Ecuador via WhatsApp

You send money to Ecuador from WhatsApp, without downloading any app. Message Félix here and indicate how much you want to send and choose how your beneficiary receives it: in their bank or credit union account, or in cash. You pay with a card or cash, review the summary, and confirm. You need a United States phone number, and you do not need a Social Security number to send.

Yes, sending money to Ecuador with Félix is secure: Félix is registered with FinCEN as a Money Services Business and is an authorized agent of UniTeller, Intermex, and Spectrum. It has SOC 2 Type I security certification. Your data is encrypted, and Félix verifies your identity only once. The official Félix chat on WhatsApp has the blue verification badge. Félix will never ask for your password, and it will not ask for codes or sensitive information outside of that chat.

Sending money to Ecuador with Félix costs $3.99 USD + 1.1% of the amount, whether the money arrives in a bank account or your beneficiary picks it up in cash. Fees may be updated, and if you pay with cash at a store in the United States, the store charges its own fee. Before confirming, you will see the fee and the total your beneficiary will receive in the chat, with no hidden fees.

The money you send to Ecuador with Félix arrives in US dollars, the country's official currency, so there is no currency conversion. Before confirming, you will see the fee and the total in dollars that your beneficiary will receive in the chat.

Deposits to bank and credit union accounts in Ecuador arrive in about 30 minutes in most cases from the moment you confirm the transfer. For cash pickup, the money is available in minutes in most cases. If you pay with cash at a store in the United States, the transfer is activated when the store registers the payment, which can take up to 15 minutes. To check the status of your transfer, type "status" in the chat.

With Félix, you can send money to the main banks and credit unions in Ecuador, or for cash pickup:

Banks: Banco Pichincha, Banco Guayaquil, Produbanco, Banco del Pacífico, Banco Bolivariano, and BanEcuador, among others.

Credit unions: for example, Cooperativa Andalucía.

Cash pickup: choose the cash option in the chat, and Félix will tell you where your beneficiary can collect it.

To send money to Ecuador with Félix, you need your beneficiary's full name and, depending on how they receive the money, the following details:

Bank or credit union account: their account number. Your beneficiary can find this in their online banking app, their passbook, or their bank statement.

Cash pickup: their full name. Félix will let you know in the chat if any other information is needed.

Check the details carefully before confirming. An error in the account number or name can delay the deposit.

With Félix, you can send to Ecuador starting from $1 USD. Without verifying your identity, the maximum is $1,500 USD per day and $2,999 USD per month. With your identity verified, the limit increases to $2,999 USD per day and $9,999 USD per month. Verification is free, done only once via WhatsApp (type "verify"), and in most cases, it takes minutes, though it can take up to 24 hours.

You can pay for your transfer to Ecuador with Félix using a card or with cash at a store in the United States:

Card: Debit or credit card issued in the United States (except American Express), using a secure payment link sent to your chat.

Cash: Félix gives you a barcode to pay at stores like Walmart, 7-Eleven, CVS, or Walgreens, for deposits between $20 and $500 USD. The store charges its own fee, and this option is not available in New York or Oklahoma.

Félix does not accept bank transfers, Zelle, or wire transfers.