You send money to Peru from WhatsApp, without downloading any app. Message Félix here and indicate how much you want to send, whether your beneficiary is receiving soles or dollars, and how they will receive it: in their bank account, municipal savings bank, or financial institution, via Yape, or in cash. You pay with a card or in cash, review the summary, and confirm. You need a United States phone number, and you do not need a Social Security number to send money.

Yes, sending money to Peru with Félix is secure: Félix is registered with FinCEN as a Money Services Business and is an authorized agent of UniTeller, Intermex, and Spectrum. It holds SOC 2 Type I security certification. Your data is encrypted, and Félix verifies your identity only once. The official Félix WhatsApp chat has the blue verification badge. Félix will never ask for your password, and will not ask for codes or sensitive information outside of that chat.

Sending money to Peru with Félix starts at $2.99 USD, depending on the currency your beneficiary receives and whether the money is deposited into an account or wallet, or picked up in cash:

Soles. Bank account or Yape: $2.99 USD. Cash pickup: $4.98 USD.

Dollars. Bank account or Yape: $2.99 USD + 1%. Cash pickup: $4.98 USD + 1%.

Fees are subject to change, and if you pay with cash at a store in the United States, the store charges its own fee. Before confirming, you will see the fee, the exchange rate, and the total your beneficiary will receive in the chat, with no hidden fees.

The exchange rate for sending dollars to Peru changes throughout the day. In Félix, you see the exact rate in the WhatsApp chat before confirming your transfer, along with the soles your beneficiary will receive. If your beneficiary receives in dollars, there is no currency conversion. Check the daily rate at Dollar price today.

Deposits to bank accounts in Peru arrive in about 30 minutes in most cases from the moment you confirm the transfer. For cash pickup, the money is available in minutes in most cases. If you pay with cash at a store in the United States, the transfer is activated when the store registers the payment, which can take up to 15 minutes. To check the status of your transfer, type "status" in the chat.

With Félix, you can send money to banks, municipal savings banks, financial institutions, and Yape in Peru, or for cash pickup:

Banks: BCP, Interbank, BBVA Perú, Scotiabank Perú, Banco de la Nación, and MiBanco, among others.

Municipal savings banks: Caja Arequipa, Caja Huancayo, Caja Piura, and Caja Cusco, among others.

Financial institutions: for example, Compartamos Financiera, Financiera Efectiva, and Financiera Oh!.

Digital wallet: Yape.

Cash pickup: choose the cash option in the chat, and Félix will tell you where your beneficiary can collect it.

To send money to Peru with Félix, you need your beneficiary's full name and, depending on how they receive the money, these details:

Bank account, savings bank, or financial institution: their 20-digit CCI (Interbank Account Code). Your beneficiary can find it in their online banking app or on their account statement.

Yape: the Yape account details that Félix asks you for in the chat.

Cash pickup: their full name. Félix will let you know in the chat if any other information is needed.

Check the details carefully before confirming. An error in the CCI or the name can delay the deposit.

With Félix, you can send to Peru starting from $1 USD. Without verifying your identity, the maximum is $1,500 USD per day and $2,999 USD per month. With your identity verified, the limit increases to $2,999 USD per day and $9,999 USD per month. Verification is free, done once via WhatsApp (type "verify"), and in most cases, it takes minutes, though it can take up to 24 hours.

You can pay for your transfer to Peru with Félix using a debit card or with cash at a store in the United States:

Card: Debit or credit card issued in the United States (except American Express), using a secure payment link sent to your chat.

Cash: Félix gives you a barcode to pay at stores like Walmart, 7-Eleven, CVS, or Walgreens, for deposits between $20 and $500 USD. The store charges its own fee, and this option is not available in New York or Oklahoma.

Félix does not accept bank transfers, Zelle, or wire transfers.