This agreement sets forth the terms and conditions (the “Agreement”) between Félix Pago (“Félix,” “we,” or “our”) and the User (“you” or “your”) as a participant in the Félix Pago Referral Program (the “Referral Program”). By participating in the Referral Program, you agree to be bound by the terms of this Agreement, as well as the Félix Pago Terms of Use and Privacy Policy. If you do not agree to these terms and conditions in their entirety, you are not authorized to participate in the Referral Program.
Individuals invited to participate in the Referral Program are referred to as “Referrals.”
- Participation in the Referral Program
To participate in the Referral Program, you must:
- Have completed at least one successful transaction through Félix Pago.
A transaction is considered “completed” when the funds are deposited into the beneficiary’s bank account or the sent cash is picked up by the beneficiary at the selected location. Transactions subject to subsequent declines or chargebacks will not be considered “successful.”
- Comply with applicable Félix Pago policies, including the requirements set forth in this Agreement and any other applicable agreements.
- Have no history of chargebacks on previous transactions.
- Not have been identified by Félix as a user associated with suspicious fraudulent activity or included on restricted user lists, at our sole discretion.
Félix reserves the right to request additional information from both you and your referral to comply with Know Your Customer (“KYC”) regulations and applicable legal requirements. Providing this information is mandatory to participate in the Program and receive the corresponding incentives.
- Requirements for Valid Referrals
For a referral to be valid and for you to receive the corresponding incentive ("Incentive"), your Referral must meet all of the following requirements:
- Access the Félix Pago service directly through your unique referral link and successfully register for Félix Pago using that link.
- Complete a money transfer using Félix Pago for the first time and (i) meet the Program requirements, (ii) receive transaction approval from Félix, and (iii) have the recipient successfully receive the transfer (which is considered a "successful transaction").
- Use a debit card or credit card issued in the United States for payment.
- Comply with the Félix Pago Terms of Use and any other additional requirements specified by Félix Pago.
- Complete the transaction within the promotional period.
Any transaction that is canceled, rejected, or does not meet the requirements set forth herein will not qualify for Incentives.
You must copy the referral link, and you are free to choose how to send it to the referral (e.g., via email, social media, etc.), provided you do so in accordance with this Agreement.
- Standard Incentives
For each valid referral:
- You will receive $20 USD to use on your next transfer, subject to a minimum amount of $20 USD for said transfer. Your referral will receive 1 (one) fee-free transaction and a promotional exchange rate valid only for transfers to Mexico, Guatemala, and Honduras.
Incentives are promotional, have no cash value, are non-transferable, and cannot be exchanged for money or other benefits.
- 2025 Mother's Day Special Campaign
During the 2025 Mother's Day Special Campaign (“Special Campaign”), which will run from April 25 at 12:00 am (EST) to May 15 at 11:59 pm (EST) (the “promotional period”), subject to extension at our sole discretion, Félix Pago is offering additional rewards for referring others to use our money transfer service.
For each valid referral starting from the promotional period, you will earn the standard $20 USD incentive. However, if you refer three or more people during the campaign period, you will receive an additional one-time bonus of $40 USD, in addition to the standard $20 USD incentive for each referral. For example, if you refer three people, you will earn $20 USD for each one ($60 USD total) plus the $40 USD bonus, totaling $100 USD.
The additional incentive applies exclusively to valid referrals that meet the requirements during the promotional period and will be granted only once upon referring 3 people who complete a successful transaction. This means that no additional incentive beyond the standard one will be granted for referring 4 or more people. In these cases, you will only continue to receive the standard $20 incentive for each additional valid referral after the first three.
The additional incentive will be credited to your account and will be available for use every Friday during the campaign's promotional period.
Your referrals made prior to the promotional period do not qualify for this Special Campaign.
- Prohibited Use
You may not participate in the Referral Program in the following ways (“prohibited uses”):
- Referring existing Félix Pago users, including the use of different identities, logins, registrations, or other similar methods.
- Creating duplicate or fraudulent accounts.
- Referring individuals under 18 years of age.
- Participating in the Program in violation of any applicable law or regulation.
- Making referrals through mass distribution methods or in ways that could be considered unsolicited communications (“spam”).
- Using the Referral Program for commercial purposes.
- Participating in the Program in locations where it is prohibited by any applicable law, statute, or regulation.
If you engage in activities that, in our sole discretion, constitute a prohibited use or violate this Agreement, you will not be eligible to receive the Incentive for your Referral's subsequent transfers. We reserve the right to void any Referral or incentive delivery that (i) appears fraudulent, (ii) was created as a result of a fraudulent transaction, or (iii) violates this Agreement, including engaging in any of the prohibited uses.
- Modifications and Termination
Félix may modify or terminate the Referral Program or this Agreement at any time, with or without prior notice. Modifications will take effect upon being posted on the Félix Pago website. Continued participation in the Referral Program after a modification constitutes your acceptance of the modified terms.
- Limitation of Liability
Félix will not be liable for any indirect, incidental, punitive, or consequential damages arising from your participation in the Referral Program. Félix's liability will be limited to the monetary value of the corresponding Incentive.
- Governing Law
This Agreement shall be governed by the laws of the state of Delaware. In the event of a dispute, the parties agree to submit to the jurisdiction of the competent courts in the state of Delaware.
All matters relating to the construction, validity, interpretation, and enforceability of this Agreement, or the rights and obligations of the User or Félix Pago, shall be governed by the laws of the state of Delaware, without giving effect to any conflict of law rules. All actions, proceedings, and/or litigation related to this Agreement shall be conducted exclusively in the state of Delaware. The parties consent to the exclusive jurisdiction and venue of the state and federal courts of the state of Delaware with respect to any action, dispute, or other matter related to this Agreement.
