Terms & Conditions of the Félix + NY U Norte promotion

Félix and NY U Norte have partnered to offer benefits to Crema fans who send money from the United States to Peru using the QR code for this alliance.

1. Validity and availability

The promotion will be available until December 31, 2026, or until the limit of 100 eligible users is reached, whichever comes first.

The limit applies to participating users, not 100 transactions. Each user may access the benefits described below, subject to compliance with these terms.

2. Who can participate?

New and existing Félix users over the age of 18 who send money from the United States to Peru and meet the registration, verification, and service usage requirements may participate.

It does not have to be your first-ever transfer with Félix: for this promotion, transfers made through the alliance's QR code or its associated link will be taken into account.

3. How to access the promotion?

To access the benefits, you must:

• Scan the Félix + NY U Norte alliance QR code or access it via its associated link.
• Start the transfer process from that access point and follow the Félix instructions.
• Make your first eligible transfer to Peru during the promotion period and within the available limit.
• To receive the $10 bonus, send at least $50 in that first transaction.

Scanning the QR code or visiting the page does not, by itself, guarantee a spot within the limit.

4. Promotion benefits

$10 bonus on your first transfer via the QR code

Félix will add $10 to the amount of your first eligible transfer made through this alliance's QR code or link, provided that the amount you send is $50 or more.

For example: if you send $50, Félix will add a $10 bonus, and the total amount to be converted and sent will be $60. Your recipient will receive the equivalent in the destination currency, according to the exchange rate shown before confirming the transaction.

The bonus is applied directly as an additional amount to that transfer. It is not provided as cash or as a balance for a future transfer.

This benefit is granted only once per person. If your first transfer through the partnership is less than US$50, it will not qualify for the bonus, and it will not carry over to a subsequent transfer.

Preferential exchange rate

You will receive a preferential exchange rate only on your first eligible transfer made through the partnership's QR code or link.

The exchange rate is not fixed. You can check the applicable exchange rate and the amount your recipient will receive before confirming each transaction.

First two transfers with no Félix fee

The Félix transfer fee will be waived on your first two eligible transfers to Peru made through the QR code or link for this partnership.

These transfers are counted starting from your participation in the promotion, regardless of whether you have used Félix previously.

The exemption applies exclusively to the Félix transfer fee.

5. General terms

• Benefits are personal. Creating additional accounts does not entitle you to receive the bonus again.
• Transfers made outside of this partnership's QR code or link will not be considered for this promotion.
• Transactions must comply with the requirements and controls applicable to the Félix service.
• Félix may exclude from the promotion anyone who violates these terms, uses false identities or accounts, or engages in fraudulent behavior to obtain the benefits.
• This promotion is not a sweepstakes: benefits are granted based on meeting the requirements and subject to availability.
• The promotion is not sponsored, administered by, or associated with Instagram or Facebook.
• By participating, you agree to these terms and conditions.

6. Relationship between NY U Norte and Félix

NY U Norte receives compensation from Félix for recommending its service.

The bar is independent and is not an agent, branch, or office of Félix. It does not accept cash or process transfers. Transfers are made directly through the Félix service.

7. Personal data

The personal data provided when participating will be processed in accordance with Félix's privacy notice and used to manage the promotion, provide the service, and comply with applicable obligations.

8. Service provider and terms of use

Transfers are carried out by Félix Technologies Inc., NMLS #2302775.

Use of the service is also subject to the Félix Terms of Use.